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Sally's blog

Attorneys vs. Document Preparers

A document preparer is exactly that - one who fills out forms and returns them to you to file your own bankruptcy case. They are not permitted to give legal advice or answer legal questions. The Trustees and the Bankruptcy Court tend to scrutinize these services and are more likely to find issues that would have been addressed by an attorney.

Do-It-Yourself Wills

Do it yourself wills are not a good idea for most people. The forms are not state specific and they cannot give you legal advice. They may not address all your family's needs and, if you make a mistake, there is no one to tell you.

It is always best to consult with an attorney to make sure your wishes are carried out as you have intended.

I Need A Will-Now Where Do I Start

The beginning of your Journey to getting a Will prepared should not be daunting.  Here are a few steps to take:

Can We Purchase a House After Bankruptcy?

YES, with patience and planning it is possible to purchase a home after bankruptcy!   It is wise to wait for two years after your bankruptcy to make this purchase.  By waiting you will probably get better terms and interest rate on your home loan, saving you money overall. 

UP DATE Your Credit Report by watching for the following mistakes:

What does it cost to file Bankruptcy?

What does it cost to file Bankruptcy?


Attorney Fees

Attorney Fees are based on the complications of your case and State laws. If you call several attorneys' offices for quotes, they will be from $900 to $3000.  These fees should include the filing fee.  All the preparation should be done by the attorney's office from the paperwork supplied by you.  A Bankruptcy Attorney should accompany you to your Bankruptcy hearing.

Court Fees

Chapter 7 Bankruptcy filing fee is $335.

Ask these questions when calling a Bankruptcy Lawyer

  • How many years have you been in practice?
  • What type of Bankruptcy is best for me?

Ways to Spot an IRS Scam Phone Call

Have you ever had a phone call and wondered if it was for real?  Here are some ways to tell if you just had a scam phone call:


     2.  The caller demanding that you pay taxes without giving you a chance to question or appeal the amount.

     3.  The caller requiring you to use a certain payment for your taxes, like a prepaid debit card.

     4.  The caller will ask for debit or credit card numbers over the phone.